Associate, Fintech & Payments

About the Role

Morgan Stanley Investment Research is seeking an experienced Associate-level team member to join its Fintech & Payments team.

Key Responsibilities

• Create and maintain financial and industry models, leveraging skills in accounting, finance, and economics.
• Assist in writing research reports for initiations of coverage, analysis of data, earnings results, and industry news.
• Monitor industry-related news flow and analyze implications for companies under coverage.
• Develop and maintain relationships with investor relations personnel and management of companies under coverage.
• Conduct industry diligence and primary research through surveys, expert conference calls, and various channel checks to evaluate industry trends.
• Collaborate with cross-functional teams to produce larger industry reports.
• Leverage all available resources to generate differentiated insights for writing research reports (company-specific or industry).
• Support internal sales and trading teams with timely analysis of sector breaking news.
• Engage with institutional investors, responding effectively to in-depth questions and bespoke requests.

Requirements & Tech Stack

• Experience using Excel to build and maintain three-statement financial models; advanced Excel proficiency is required.
• Professional writing experience, including crafting equity research notes and developing industry reports.
• Strong attention to detail is a must.
• Ability to adapt quickly and work well under pressure.
• High EQ, strong personal drive, energy, creativity, curiosity, organization, and a team-oriented mindset.
• Strong PowerPoint skills are required.
• Experience with Python is a plus but not required.
• CFA is a plus.

Qualifications

• At least 2 years of professional experience in equity research, investment banking, and/or the fintech industry.