Associate Underwriter Upper Middle Market Property

About the Role

DUAL North America is seeking an Associate Underwriter for the Upper Middle Market Property division. This role plays a key supportive function in the risk underwriting process and the expansion of broker relationships. The Associate Underwriter will assist with account quoting and binding, prepare and distribute communications, and provide quality customer service throughout the underwriting life cycle. You will support a team of underwriters by evaluating property risk exposures, gathering data, and supporting the underwriting process for E&S property insurance policies.

Key Responsibilities

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send correspondence on behalf of Underwriters, such as declination letters, quote follow-ups, and subjectivity reminders.
• Demonstrate a basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, competitive landscape, and product differences.
• Attend weekly underwriting meetings and ask questions to understand business and reasons for lost deals.
• Provide customer service and underwriting support to achieve new and renewal premium goals.
• Build relationships with wholesale property producers under the supervision of senior underwriters.
• Fill in for other team members to ensure business continuity.
• Assist Underwriters as requested.
• Complete other related clerical and administrative duties as assigned.

Underwriting Authority

• Working towards underwriting authority, but does not possess it yet.
• Quote issuance as approved by a senior underwriter.
• Binder issuance as approved by a senior underwriter.
• Policy issuance review.

Requirements & Tech Stack

• Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) proficiency.

Qualifications

• Bachelor’s degree in risk management, finance, business, or a related field preferred.
• 0 – 1 year of underwriter or insurance experience.
• Foundational knowledge of insurance principles.
• Ability to follow policies and procedures.
• Ability to complete assigned tasks correctly, on time, and learn quickly.
• Self-motivated and demonstrating attention to detail.
• Ability to work independently for extended periods.
• Excellent written and verbal communication skills and general business understanding.
• Ability to travel up to 10% with an underwriter to shadow and participate in interactions with brokers.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office.