Rotational Analyst 2027

About the Role

Rialto Capital is seeking a Rotational Analyst for its two-year structured program. This program offers hands-on exposure to the full investment life cycle of CMBS loans and real estate assets across four core departments: Performing Loans, Loan Workout, REO, and Surveillance. Analysts will gain direct experience in underwriting, portfolio management, credit risk analysis, and asset resolution.

Key Responsibilities

• Performing Loans: Evaluate real estate transactions affecting performing CMBS loans, including property leasing, ownership transfers, and hotel franchise changes.
• Loan Workout: Develop and support implementation of resolution strategies for non-performing and defaulted loans, including modifications, foreclosures, note sales, and forbearance.
• Real Estate Asset Management (REO): Assess, manage, and support the liquidation of commercial real estate properties acquired through the resolution process.
• Surveillance: Monitor risk factors underlying Rialto's CMBS bond investments and support the firm's annual CMBS loan re-underwriting process.
• Underwrite and assess risks for new acquisition loans and existing loans within Rialto's CMBS portfolio.
• Present underwriting analyses and recommendations to senior management.
• Conduct due diligence on borrower requests and assist Asset Managers in developing business plans and monetization strategies.
• Liaise with external parties including brokers, attorneys, and borrowers.
• Perform market research and analyze property financial statements, including rent rolls and operating statements.
• Support reporting and compliance efforts across assigned departments.
• AI & Technology Fluency: Effectively use AI to support research, synthesize information, analyze data, develop insights, and streamline workflows. Apply critical judgment to validate AI-generated outputs for accuracy, relevance, and completeness. Use AI responsibly in accordance with company policies, confidentiality requirements, information-security standards, and applicable governance practices. Maintain awareness of evolving AI capabilities and identifies opportunities to appropriately integrate new tools into day-to-day work.

Requirements & Tech Stack

• Bachelor's degree from an accredited university required; Finance, Real Estate, Economics, Business, or related fields preferred.
• 0-2 years of relevant experience in commercial real estate, underwriting, loan servicing, or a related field preferred, including internships.
• Passionate about pursuing a career in commercial real estate.
• Desire to live in Miami, FL.
• Advanced proficiency in Microsoft Office Suite, particularly Excel, PowerPoint, and Word.
• AI & Technology Fluency: Demonstrates proficiency in using AI-enabled and digital tools to enhance productivity, analysis, problem-solving, and work quality, applying critical judgment to validate and finalize outputs.
• Excellent verbal, written, and interpersonal communication skills, with the ability to present information clearly and concisely to a variety of audiences.
• Collaborative team player who works constructively with others to accomplish shared goals and identify solutions, while also able to work independently with minimal supervision.
• Highly organized and detail-oriented, with a strong commitment to accuracy, completeness, and accountability in all work product.
• Reliable and dependable, with the ability to manage multiple priorities simultaneously and consistently meet deadlines.
• Results-driven, with strong analytical and problem-solving skills and a focus on delivering high-quality outcomes in a timely manner.
• Flexibility to work outside of standard business hours as needed.