2027 Credit Portfolio Management Summer Intern

About the Role

Santander US is looking for exceptional talent to join our 2027 Summer Internship Program. This program offers participants the opportunity to contribute to our continued growth while developing the skills, experiences, and professional foundation needed to become future leaders. The internship is intended for undergraduate students with an anticipated graduation date of May/June 2028. Based in New York, you will become part of an international business working with teams across different geographies. The program begins in June 2027.

Portfolio Management Team

The Portfolio Management team manages active portfolio accounts and supports the underwriting of transactions, ensuring timely credit monitoring, accurate internal reporting, and effective risk management while maintaining strong client relationships.

Key Responsibilities

• Work alongside experienced professionals to learn how Portfolio Management evaluates, underwrites, and monitors transactions.
• Gain exposure to project finance, leveraged finance, portfolio management, credit monitoring, and credit administration activities across SCIB’s lending portfolios.
• Support the underwriting and ongoing management of transactions by assisting with due diligence.
• Assist in preparing credit approval materials.
• Conduct financial analysis of performance.
• Review ongoing credit obligations.
• Develop a strong understanding of the business.
• Build the technical, analytical, and professional skills needed for a successful career in financial services.
• Be partnered with a mentor for guidance and advice.
• Build your Santander network.

Requirements & Tech Stack

• An undergraduate student in a four-year program with an expected graduation date of May/June 2028.
• Pursuing a degree in Business Administration, Economics, Finance, or a related field.
• Strong academic performance; cumulative GPA is 3.5 or above.
• Demonstrated leadership through campus involvement, work experience, or extracurricular activities.
• Highly motivated and results-oriented with a desire to exceed expectations.
• Demonstrate intellectual curiosity and courage.
• Sharp communication skills with the ability to express facts and ideas clearly both verbally and in writing, interacting professionally, transparently, and effectively with people at all levels.
• Strong analytical and quantitative skills.
• Strong critical thinking with the ability to develop solutions to complex challenges.
• Ability to multi-task as required.
• Ability to work independently on special projects.
• Ability to effectively contribute to a team environment.

Work Authorization

• Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Working Conditions

• Frequent minimal physical effort such as sitting, standing and walking is required for this role.
• Depending on location, occasional moving and lifting light equipment and/or furniture may be required.