Software Engineer III, Back-end Engineer

About the Role

As a Software Engineer III - Back-End Engineer - Chase UK at JPMorgan Chase within the International Consumer Bank, you will play a crucial role in transforming digital banking with intuitive and enjoyable customer journeys. You will work in a collaborative environment as part of a diverse, inclusive, and geographically distributed team. The role seeks individuals with a curious mindset, a keen interest in new technology, a solution-oriented approach, and an interest in the financial sector, focusing on addressing customer needs. You will engage in areas such as fraud & financial crime prevention, identity services, money transfers, card payments, lending, customer onboarding, core banking, insurance products, rewards campaigns, and servicing innovations.

Key Responsibilities

• Contribute to end-to-end solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and best industry practices.
• Use domain modelling techniques to build best-in-class business products.
• Structure software to be easy to understand, test, and evolve, and build solutions that avoid single points of failure using scalable architectural patterns.
• Develop secure code to protect customers and the organization from malicious actors.
• Promptly investigate and fix issues, ensuring they do not resurface, and ensure releases happen with zero downtime for end-users.
• Optimize data writing and reading for needs.
• Monitor performance and use the right approach to identify and solve problems.
• Ensure systems are reliable and easy to operate.
• Continuously update technologies and patterns.
• Support built products throughout their entire lifecycle, including in production and during incident management.
• Leverage enterprise-authorized AI coding assist tools to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards.
• Contribute learnings and reusable patterns to improve broader team effectiveness.
• Apply knowledge of tools within the Software Development Life Cycle (SDLC) toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.

Requirements & Tech Stack

• Java programming language (recent version)
• Designing and implementing effective tests (unit, component, integration, end-to-end, performance, etc.)
• Understanding of cloud technologies, distributed systems, RESTful APIs, and web technologies
• Familiarity with relational data stores
• Experience using enterprise-authorized AI-assisted software development tools (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices.
• Messaging frameworks (preferred)
• Cloud-native microservices architecture (familiarity preferred)
• AWS cloud technologies (understanding preferred)

Qualifications

• Formal training or certification on software engineering concepts and applied experience.
• Recent hands-on professional experience as a back-end software engineer.
• Excellent written and verbal communication skills in English.
• Experience working in a highly regulated environment / industry (preferred).