Credit Analyst, Commercial & Industrial
Western Alliance Bank
San Jose, CAFresher5h agovia LinkedIn
This job at a glance
- Who can apply
- New grads and up to 1 year · Bachelor's degree
- Must know
- Financial analysisAuditingAccountingOperations
- Work
- On-site in San Jose
- Pay
- Not stated by the employer.
- Listed
- Nov 4, 2026 · still open
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About the Role
As a Credit Analyst, you will be primarily responsible for:
- Spreading, managing, and maintaining financial background information on present and prospective customers.
- Developing credit studies for Loan Officers, Chief Credit Officer, and other Executive Management.
- Managing spread assignments, conducting financial analyses, and maintaining related records and files.
- Preparing a variety of credit department reports.
Key Responsibilities
- Supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers.
- Collecting and organizing company financials to ensure Bank compliance, and updating the Bank’s systems accordingly.
- Working directly with clients to resolve compliance issues and operational inquiries.
- Reviewing client financials and performing sensitivity analysis to evaluate credit risk in connection with Bank structures.
- Preparing in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborating cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, as well as legal documents.
- Producing loan packages for new and restructured loans.
- Facilitating reporting and requests on behalf of the Bank with third parties, e.g., field auditors, appraisers.
- Monitoring loan disbursements to ensure compliance with Bank regulations.
Requirements & Tech Stack
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience.
- GPA of 3.0 or higher.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry level speaking and writing communications skills.
Qualifications
This section is for informational purposes and is not intended to be a complete inventory of all responsibilities, duties, and skills required of employees in this position.
Company
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation.