
TM-Cards & Payments
Cognizant
Hyderabad0–2 yrs1h agovia Naukri
This job at a glance
- Who can apply
- Freshers and up to 2 years
- Must know
- OperationsStakeholder managementExcelMicrosoft OfficeAccountingOnboarding
- Work
- Hybrid in Hyderabad
- Pay
- Not stated by the employer.
- Skill demand
- Operations53%Stakeholder management41%Excel18%Microsoft Office10%of 99 similar fresher jobs posted in India this week
- Listed
- 3 Nov 2026 · still open
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About the Role
This hybrid role focuses on delivering high-quality support for cards and payments operations within a global organization, utilizing strong communication and analytical skills.
Key Responsibilities
- Manage day-to-day cards and payments processing activities to ensure accurate and timely completion of transactions while adhering to internal standards and external regulatory expectations.
- Coordinate with internal stakeholders through clear spoken English communication to clarify requirements, resolve issues, and maintain transparent status reporting for cards and payments initiatives.
- Prepare detailed operational and performance reports in MS Excel using advanced formulas, pivot tables, and charts to support data-driven decision making for process optimization.
- Maintain organized documentation using MS Office tools to capture procedures, process maps, and operational guidelines that support consistent execution and knowledge sharing.
- Monitor transaction data for anomalies and trends using spreadsheet analysis to identify potential risks, errors, or process gaps within cards and payments workflows.
- Collaborate with technology and operations partners to define functional needs for enhancements in cards and payments systems that improve accuracy, speed, and customer satisfaction.
- Support commercial and consumer lending stakeholders by analyzing payment patterns and account data, helping to refine credit operations and downstream financial reporting.
- Execute operational controls and checks within cards and payments activities to ensure compliance with finance and accounting principles and organizational policies.
- Optimize daily routines by using MS Excel templates and automation features that reduce manual effort and improve data quality across multiple payment streams.
- Respond to operational queries and incidents in a structured and timely manner, documenting root causes and follow-up actions to prevent recurrence in cards and payments processes.
- Participate in hybrid model collaboration routines by attending onsite and virtual meetings, ensuring effective communication across teams in different locations and time zones.
- Contribute to continuous improvement initiatives by proposing enhancements based on data insights, user feedback, and industry practices in the cards and payments and lending domains.
- Support training and onboarding activities by preparing clear documentation, checklists, and reference materials that help new team members quickly adapt to cards and payments operations.
Qualifications
- Possess eight to ten years of professional experience.
- English fluency.
- MS Office proficiency.
- MS Excel expertise.