TM-Cards & Payments

Cognizant

Hyderabad0–2 yrs1h agovia Naukri

This job at a glance

Who can apply
Freshers and up to 2 years
Must know
OperationsStakeholder managementExcelMicrosoft OfficeAccountingOnboarding
Work
Hybrid in Hyderabad
Pay
Not stated by the employer.
Skill demand
Operations53%Stakeholder management41%Excel18%Microsoft Office10%of 99 similar fresher jobs posted in India this week
Listed
3 Nov 2026 · still open

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About the Role

This hybrid role focuses on delivering high-quality support for cards and payments operations within a global organization, utilizing strong communication and analytical skills.

Key Responsibilities

  • Manage day-to-day cards and payments processing activities to ensure accurate and timely completion of transactions while adhering to internal standards and external regulatory expectations.
  • Coordinate with internal stakeholders through clear spoken English communication to clarify requirements, resolve issues, and maintain transparent status reporting for cards and payments initiatives.
  • Prepare detailed operational and performance reports in MS Excel using advanced formulas, pivot tables, and charts to support data-driven decision making for process optimization.
  • Maintain organized documentation using MS Office tools to capture procedures, process maps, and operational guidelines that support consistent execution and knowledge sharing.
  • Monitor transaction data for anomalies and trends using spreadsheet analysis to identify potential risks, errors, or process gaps within cards and payments workflows.
  • Collaborate with technology and operations partners to define functional needs for enhancements in cards and payments systems that improve accuracy, speed, and customer satisfaction.
  • Support commercial and consumer lending stakeholders by analyzing payment patterns and account data, helping to refine credit operations and downstream financial reporting.
  • Execute operational controls and checks within cards and payments activities to ensure compliance with finance and accounting principles and organizational policies.
  • Optimize daily routines by using MS Excel templates and automation features that reduce manual effort and improve data quality across multiple payment streams.
  • Respond to operational queries and incidents in a structured and timely manner, documenting root causes and follow-up actions to prevent recurrence in cards and payments processes.
  • Participate in hybrid model collaboration routines by attending onsite and virtual meetings, ensuring effective communication across teams in different locations and time zones.
  • Contribute to continuous improvement initiatives by proposing enhancements based on data insights, user feedback, and industry practices in the cards and payments and lending domains.
  • Support training and onboarding activities by preparing clear documentation, checklists, and reference materials that help new team members quickly adapt to cards and payments operations.

Qualifications

  • Possess eight to ten years of professional experience.
  • English fluency.
  • MS Office proficiency.
  • MS Excel expertise.

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