Associate 2, SFG

About the Role

This role involves providing lender due diligence services and Regulation AB compliance services to international banks, lending institutions, and capital market participants.

Key Responsibilities

• Support Regulation AB engagements by examining clients' compliance with servicing criteria prescribed under Item 1122(d) of SEC Regulation AB.
• Perform testing procedures and substantively evaluate servicing activities, reconciliations, cash movements, investor reporting processes, and supporting documentation to assess compliance with applicable regulatory requirements.
• Conduct agreed-upon procedures (AUP) engagements.
• Identify weaknesses and noncompliance, and make recommendations to enhance ABS servicers' internal control procedures and processes.
• Assist in the design and execution of audit and compliance testing procedures, identifying control weaknesses and potential instances of noncompliance.
• Analyze financial statements and accounting records, including:
• Trial balances
• Income statements
• Balance sheets
• Cash flow statements
• Accounts receivable aging reports
• Inventory reports
• Borrowing base schedules
• Perform detailed financial and operational analyses to identify key business risks, assess collateral quality, evaluate working capital trends, and identify lending considerations.
• Prepare comprehensive diligence databooks, financial analyses, and presentation materials.
• Develop questions for management and target companies by interpreting historical trends, operational metrics, and financial performance indicators.
• Collaborate closely with engagement teams, onshore counterparts, and project leadership for timely completion and proactive communication.
• Perform quality checks and detailed reviews of reports, workpapers, and engagement deliverables.
• Leverage technology, AI, and data analytics tools to improve efficiency and enhance engagement quality.

Requirements & Tech Stack

• Proficiency in MS Office (MS Excel, MS Word, MS Powerpoint).
• Understanding of Asset Based Lending and Asset Based Securitization market.
• Familiarity with SEC reporting and servicing standards for asset-backed securities.
• Strong business writing skills and experience in preparing and reviewing client deliverables.
• Strong attention to detail.

Qualifications

• Educational Qualifications:
• Bachelor's degree in accounting or finance from an accredited college/university.
• CA / CFA / MBA (Specialization in Finance) are also considered.
• Work Experience:
• A minimum of 1 to 2 years of practical experience in conducting comprehensive financial statement analysis.
• Coupled with a strong academic background in accounting and securitization.