Associate, Loan & Trade Finance

About the Role

Reporting to the Operations Manager, this role focuses on processing bilateral and syndicated loans and trade finance transactions for corporate and financial institution clients.

Key Responsibilities

Loan Operations

• Check loan setup requests against credit terms and send them for system booking.
• Process drawdowns once all conditions precedent are cleared.
• Coordinate rate fixing and funding with Treasury.
• Coordinate incoming and outgoing funds with Branch Operations.
• Process interest, principal, and fee payments accurately and on time.
• Handle early repayments and restructurings.
• Investigate and resolve posting errors and payment mismatches.
• Process rate changes, tenor extensions, and amendments, and keep loan records current.

Trade Finance Operations

• Issue and amend letters of credit, standby letters of credit, and performance guarantees.
• Process receivables purchase financing and trade loan drawdowns, repayments, and rollovers.
• Review trade documents for completeness and compliance.
• Verify customer instructions and authorizations.
• Run transaction checks according to procedures and controls.
• Ensure compliance with UCP 600, URDG, ISP98, and other ICC rules.
• Run AML, sanctions, and KYC checks as needed.
• Liaise with Compliance, Legal, business units, and the processing center.

General

• Follow all policies, controls, regulations, and procedures.
• Spot and escalate risk and compliance issues.
• Meet service levels and cut-off times.
• Keep accurate transaction records.
• Prepare management, MIS, and regulatory reports.
• Support system testing, process improvements, and project rollouts.
• Take part in contingency and business continuity planning.
• Handle audit confirmations and ad hoc projects.
• Streamline processes to cut redundancy and errors.

Requirements & Tech Stack

No specific technical stack or explicit experience years mentioned in the provided text.