Ratings Associate

About the Role

As a Ratings Associate at Moody's, you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings for companies, governments, and structured financings. This role is crucial for assessing credit risk and performance, and you will participate in key stages of the credit rating process, including credit rating committee discussions. You will utilize advanced digital tools and AI technologies to streamline processes, enhance efficiency, and improve data analysis quality. Ratings Associates are part of a dynamic team that significantly impacts global capital markets.

This role has the potential to be placed on one of the fundamental teams within Ratings & Research Support:

• Corporate Finance Group (CFG)
• Financial Institutions Group (FIG)
• Public Finance Group (PFG)
• Project and Infrastructure Finance (PIF)

Key Responsibilities

• Support Analysts on work related to credit ratings, research, and market outreach.
• Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challenges.
• Analyze data and financial documents.
• Prepare and run financial models and forecasts.
• Draft rating committee memos.
• Attend and participate in rating committee meetings.
• Draft and help publish credit research reports.
• Monitor market developments and news to assess credit quality and industry trends.
• Attend investor and issuer meetings as required.
• Help prepare presentations.
• Continuous development of professional skills through trainings and hands-on work.
• Learn about sustainability, cyber risk, private credit, and local financial markets.

Requirements & Tech Stack

• Proficiency in MS Excel, Word, and PowerPoint.
• Eagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation, and data analytics.
• Proactive with the ability to work effectively in a team environment.
• Ability to adapt and thrive in a fast-paced, innovative environment.
• Ability to prioritize tasks.
• Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awareness.
• Exemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability.
• Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner.

Preferred Skills & Experience

• Accounting knowledge with a strong focus on financial analysis (e.g., through coursework, CFA or equivalent), or relevant work experience.
• Relevant work or project experience, including internships.
• Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx).
• Fundamental understanding of fixed income markets or credit.
• Python and SQL skills.

Qualifications

• Minimum undergraduate/first-level degree (e.g., Bachelor’s Degree, or equivalent qualifications) with a strong academic record (minimum GPA of 3.0 in the US).
• Availability to start in January 2027.