2027 Summer Intern

About the Role

• This is a hybrid role.
• First Citizens Bank offers a summer internship program focused on development opportunities, hands-on work experience, and building a talent pipeline.
• Interns will apply classroom knowledge in a corporate environment.
• The Capital Equipment Finance Business Unit finances loans and leases for revenue-generating equipment, project finance, and owner-occupied real estate. Transactions are sourced from Direct customers and Indirect opportunities through bank, broker, and vendor relationships.

Key Responsibilities

• Engage in research, analytics, projects, strategy, process review and improvement, and technology enhancements and support.
• Attend professional development sessions, informational sessions, networking events, and community service events.
• Work as part of a Deal Team on live transactions, focusing on credit underwriting and portfolio management.
• Conduct company and industry due diligence.
• Perform financial analysis.
• Prepare credit memos.
• Engage in portfolio management activities.
• Participate in internal credit approval meetings and client/customer calls.

Requirements & Tech Stack

• Communication (Written and Verbal)
• Critical thinking skills
• Partnerships and Collaboration

Qualifications

• High School Diploma or GED and 1 year of experience.
• Currently enrolled at an accredited collegiate institution during the time of the summer program.
• Ability to work 40 hours per week during the duration of the program.

Preferred Qualifications

• 3.0 minimum GPA.
• Strong desire to learn and grow.
• Pursuing a bachelor’s degree with a major/concentration in finance, accounting, or economics.
• Possess a positive attitude, naturally curious, and enjoys collaborating with others.
• Strong verbal and written communication skills.
• Critical thinking skills.
• Ability to multitask.
• Ability to adapt and adjust priorities based on business needs.
• Ability to take direction and absorb information quickly.