Time Analyst

About the Role

Citi's Corporate and Leveraged Finance Underwriting (CLFU) team in North America is seeking Analysts to be involved in the credit approval and origination process for episodic transactions. This role assists clients in raising funds in capital markets and provides ongoing credit monitoring for Citi's Corporate and Leveraged Finance Portfolio. Analysts will gain a strong foundation in credit skills and contribute to delivering innovative solutions and managing credit exposure.

Key Responsibilities

• Work with a team covering Corporate and Leveraged Finance Underwriting, from Analysts to Managing Directors.
• Evaluate and understand clients' business models, financial performance, and key credit drivers across various industries through due diligence.
• Develop an understanding of local market nuances, regulations, and competitor capabilities.
• Provide analytical support to Underwriters by drafting the Credit Approval Memo (CAM) package, including financial analysis, projection modeling, and risk ratings.
• Participate in due diligence to evaluate credit decisions and coordinate with stakeholders in Banking, Capital Markets, and Risk.
• Present in credit committees.
• Research and develop a strong understanding of key industry trends and risk issues, conveying thoughts and opinions to Risk Managers and Bankers.
• Provide well-reasoned assessments of risk/return trade-offs for transactions and client relationships.
• Build and analyze models for valuation and forecasting of client operating and financial performance.
• Articulate assumptions and analysis to Underwriters and Risk Managers.
• Collaborate with product partners in Capital Markets, Investment Banking, Corporate Banking, and Risk, as well as Legal counsel, to understand deal structures and ensure proper documentation.
• Shadow Analysts by attending company and industry meetings and conferences.
• Create and sustain strong partnerships with the business and other Risk functions.

Program Details

• The Full-Time Program is two and a half years long.
• The program begins with three weeks of training covering Citi and Institutional Credit Management.
• Training includes an overview of key processes, an introduction to Corporate and Leveraged Finance Underwriting, Citi's end-to-end Leveraged Lending credit management process, networking events, access to senior leaders, social opportunities, and mentorship.

Requirements & Tech Stack

• Earn a Bachelor's degree between December 2026 – June 2027 in Finance, Economics, Mathematics, Risk Management, or a related field.
• GPA of 3.5 or above.
• Proficient in MS Office, especially Excel and PowerPoint.

Qualifications

• Strong writing, analytical, quantitative, communication, and presentation skills.
• Ability to break down large amounts of data into concise, easy-to-understand formats.
• Ability to quickly and accurately find information upon request.
• Highly ethical and honest individual.
• Team player with a strong work ethic.
• Enthusiasm and eagerness to advance quickly and assume more responsibility.
• Ability to take on demanding responsibilities and work independently.
• Effective management of deadlines and juggling multiple tasks.
• Keen interest in the industry with intellectual curiosity.
• Searching for creative ideas and innovative strategies.