Credit Analyst, Syndication Services

About the Role

As a Credit Analyst, you will be primarily responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. You will manage spread assignments, conduct financial analyses, and maintain related records and files.

Key Responsibilities

• Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers.
• Collecting, organizing, and analyzing company financials to ensure Bank compliance, and updating the Bank’s systems accordingly.
• Working directly with clients to resolve compliance issues and operational inquiries.
• Reviewing client financials and performing sensitivity analysis to evaluate credit risk in connection with Bank structures.
• Preparing in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborating cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, as well as legal documents.
• Producing loan packages for new and restructured loans.
• Facilitating reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
• Monitoring loan disbursements to ensure compliance with Bank regulations.

Requirements & Tech Stack

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry-level speaking and writing communications skills.

Qualifications

• None explicitly listed beyond the requirements.