Associate Product Sales Manager

IDFC FIRST Bank

Mumbai, Maharashtra, India0–3 yrs47m agovia LinkedIn

Job Purpose

  • Lead SCF Dealer/ Vendor acquisition and manage an asset portfolio in a designated area/geography.
  • Drive business development to ensure SCF AUM growth.
  • Manage the asset portfolio, credit and risk oversight, and revenue generation.

Key Responsibilities

  • Focus on timely acquisition of SCF Dealers/ Vendors with Supply Chain Finance requirements.
  • Collaborate with Business Credit & Risk teams to evaluate SCF proposals and term sheets.
  • Target a TAT for onboarding approved Dealer/Vendor clients to a ready-to-transact status.
  • Own and manage the P&L of Dealer/Vendor portfolios.
  • Drive utilizations through continuous client engagement to ensure SCF AUM growth, maintaining Risk and Compliance controls.
  • Manage collections in overdue/stress accounts through close engagement with Dealer/Vendor clients and support from Anchor Sales team.
  • Cross-sell CA propositions to Dealers/Vendors.
  • Explore other Cash Management, Trade Finance/Working Capital solutions within the Dealer/Vendor ecosystem.
  • Demonstrate strong knowledge of competitor products and the market landscape for SCF business.
  • Innovate and customize SCF solutions for customers.
  • Execute business strategy covering product customization, sales & service delivery to achieve SCF aspirations.

Secondary Responsibilities

  • Manage Fintech channel/ Business Correspondent Channel for onboarding Anchor/Dealer/Vendor programs under SCF business.

Qualifications

  • Graduate - Any Stream

Requirements & Tech Stack

  • Implicitly requires knowledge of SCF products, market landscape, credit, risk, and compliance.
  • Implied need for sales and client engagement skills.

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