Credit Analyst Intern, Summer

Credit Analyst Intern - Summer

ServisFirst Bank

Key Responsibilities

• Determine creditworthiness of potential clients based on financial statements, borrowing history, and market conditions.
• Use tools such as financial models, credit reports, and key ratios to prepare appraisals for loan review and approval, and to determine loan terms.
• Assist in updating electronic credit files by imaging related loan and financial documents.
• Assist in conducting financial analysis and underwriting of credit for new loan requests and loan maturities.
• Contact Loan Officers to request necessary financial information for analysis (e.g., balance sheets, tax returns, financial statements).
• Assist in determining the strength and/or weakness of a client’s credit to determine loan terms.
• Run reports showing past or current maturities and request necessary information.
• Generate and compile various monthly reports, including but not limited to past due loans, maturing loans, collateral exception reports, outstanding appraisal fees, loan type summaries, and internal credit administration auditing.
• Be familiar with all applicable compliance regulations and policies and ensure compliance.

Requirements & Tech Stack

• Microsoft Outlook
• Microsoft Word
• Microsoft Excel

Qualifications

• Undergraduate student majoring in Finance, Accounting, Economics, or a related field.
• Excellent written and verbal communication skills.
• Experience using Microsoft Outlook, Word, and Excel.
• Experience in a position requiring attention to detail and data analysis.
• Excellent organizational skills and ability to multi-task.
• Ability to work independently with little supervision.