2027 Wholesale Client Coverage & Credit Summer Intern

About the Role

The Wholesale Client Coverage & Credit Summer Intern participates in a 10-week program designed to build a practical foundation in commercial banking, credit analysis, risk assessment, portfolio management, and relationship management. The program includes structured training, an experience in an assigned business area, and a capstone project.

Key Responsibilities

• Complete one week of in-person training focused on credit fundamentals, financial analysis, commercial banking, and the Wholesale Banking client and credit process.
• Complete a nine-week assignment in a business area such as Credit Analysis, Commercial Banking, Specialized Industries, Credit Risk and Portfolio Management, or Real Estate.
• Gather, organize, and analyze financial statements, borrower information, industry trends, market data, and transaction information.
• Assist with financial spreading, cash flow analysis, borrower and industry research, credit-review materials, portfolio monitoring, and market analysis.
• Prepare spreadsheets, presentations, written summaries, process documentation, and project updates.
• Learn to evaluate client needs, borrower risk, repayment capacity, transaction structure, and ongoing portfolio performance.
• For Real Estate assignments, support analysis of commercial real estate lending, valuation fundamentals, property and market information, transaction structure, and portfolio-management considerations.
• Collaborate with teammates and cross-functional partners, participate in meetings, and provide updates on assigned work.
• Complete and present a capstone project demonstrating financial analysis, problem-solving, and communication skills.
• Participate in mentorship, networking, coaching, leader exposure, and professional-development activities.
• Follow applicable policies and procedures, exercise sound judgment, and protect confidential information.

Requirements & Tech Stack

• Currently enrolled in a bachelor’s degree program with a graduation date of December 2027 through June 2028.
• Overall GPA of 3.2 or above.
• Strong analytical and financial aptitude.
• Effective problem-solving and organizational skills.
• Superior written and oral communication abilities.
• Ability to learn quickly, manage multiple priorities, meet deadlines, and collaborate effectively in a fast-paced environment.
• Interest in commercial lending, credit analysis, risk management, relationship banking, commercial real estate, or related financial services areas.
• Ability to work in the designated program location for the full internship period.

Preferred Qualifications

• Coursework in finance, accounting, economics, real estate, business analytics, or a related field.
• Familiarity with financial statements, accounting concepts, Microsoft Excel, and PowerPoint.
• Experience conducting research, analyzing data, completing team projects, or preparing presentations.
• Demonstrated teamwork, initiative, intellectual curiosity, professional judgment, and attention to detail.