Trainee Payment Analyst
Serrala Center Of Excellence
PuneFresher4h agovia Naukri
This job at a glance
- Who can apply
- Freshers and up to 1 year · B.Tech / B.E.
- Must know
- SwiftSAPTroubleshootingSQLAgileJira
- Work
- On-site in Pune
- Pay
- Not stated by the employer.
- Skill demand
- SAP19%SQL6%Swift3%Troubleshooting3%of 99 similar fresher jobs posted in India this week
- Listed
- 3 Nov 2026 · still open
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About the Role
We're looking for a technically strong Computer Engineering graduate to join as a Trainee Payment Analyst. You'll work where software engineering meets banking. You'll learn how payment files are generated, transformed, validated and delivered to banks, and you'll help build the tools that automate this work. After a structured training period, you'll take ownership of customer formats.
Key Responsibilities
Payment formats and configuration
- Learn and work with global payment standards: ISO 20022 (pain.001, pain.002, camt.053/054), SEPA, SWIFT MT/MX, and country- and bank-specific formats
- Configure and map payment formats from SAP and other ERP data to the format each bank requires
- Help migrate customers between format versions, for example ISO 20022 V3 to V9, to meet bank and SWIFT deadlines
Testing and validation
- Validate XML payment files against XSD schemas and bank specifications
- Run end-to-end tests in UAT environments, then analyze the bank's acknowledgements and rejections
- Write test cases and keep test evidence for customer sign-off
Support and troubleshooting
- Investigate customer tickets such as rejected payments, mapping errors, file transfer failures and status mismatches
- Read logs, query databases with SQL and find the root cause, with help from senior analysts
- Coordinate with banks, customers and internal development and cloud teams
Ways of Working
- Work in Agile/Scrum sprints using Jira, and document configurations and decisions in Confluence
- Collaborate with colleagues in India and Europe
Requirements & Tech Stack
Must-have
- Strong grasp of programming fundamentals in at least one language (JavaScript/Node.js, Java or Python)
- Good working knowledge of SQL (joins, filters, aggregations)
- Understanding of data formats: XML, JSON and CSV
- Analytical mindset and close attention to detail
- Clear written and spoken English
Good-to-have
- XML Schema (XSD), XPath or XSLT
- REST APIs and tools such as Postman
- ETL tools (Pentaho, Talend or similar), or experience transforming data in scripts
- Git, the Linux command line, SFTP
- Basic knowledge of banking, payments or finance
- Internships or academic projects in data integration, automation or fintech
Qualifications
- BE / B.Tech in Computer Engineering, or an equivalent degree in IT or Computer Science (2025 or 2026 graduates welcome)
Soft Skills
- Curiosity and willingness to learn a new domain quickly
- Ownership, and follow-through on tasks and customer issues
- Being comfortable asking questions and documenting what you learn